Late is the hour, dark the night. Clouds blanket out the moon and stars. A lone figure is seen slipping out of the forest and onto the main road leading into the village, in search of it's doctor.
What if the sources of precious metal in the realm all failed, so that the only sources for gold and other precious metal were hostile foreign lands? Gold coinage might become increasingly rare, resulting in hoarding. Player characters that appear with masses of treasure might be suspected of being in the pay of foreign powers.