In Umo's defence:
The rules are pretty simple:
I. The main character of a loser fantasy story must never, under any circumstances end up better than he began in the first place.
Ending up as a slave to a necromancer and later a zombie working in a quarrey, better than being a rice farmer???
II. The Hero must not get very far from his place of birth, nor visit interesting or in some way enlightening locations.
The Necromancer moved close to the village, and the quarrey itself is less than a day's travel from Umo's old village.
III. The Hero must not have any natural or supernatural abilities, that would exceed the average.
Umo has no special abilities, later the Necromancer grants him a lesser Mark, but if pressed, it means that the zombies eat him last/
IV. The Hero must never be aided by supernatural forces, unexpected luck, or higher powers (but of course can they act to his detriment).
Pretty much screwed on that one. No help comes.
V. The Hero must never have success with the opposite gender (or same gender in case of gay/lesbian fantasy).
Naza, fails utterly to save her.
[/i]VI. Every single story of genuine loser fantasy must feature at least one dragon and/or a dwarf.[/i]
Bloody-Beard Borsht, and Naza the dragon.
On a final note: is it a story?
Yes, technically. It has a beginning, a middle, and an end. Umo joins a band of would be heroes, becomes imprisoned and enslaved to the necromancer, and then dies, only to be resurrected as a zombie himself.