"We just thought the winter was worse'n usual. Turns out we had an unexpected visitor. Wasn't until poor Dave and Glenda... died... that we finally got a clue. By then it was almost too late. You know how many of us'll never be the same? Oh, you doubt me, do you? Look in my eye, son, and tell me what you don't see. Yeah, I thought so. Damned Snow Devil!"
All you need to stop a brain is a bullet.
There are more ways than one to encounter a dragon. With a low level group it's obviously not feasible to meet one in its lair and fight it. But standing on a bleak moorland, utterly exposed and vulnerable, it can be a chilling experience to see something flying far far overhead. Something that could just be an eagle, but you never know...