Every economic idea has its day. But more than the idea, which is fun and fantastic, I enjoyed the style of writing, there is a story! with a conflict, an arc and humor that goes along with this idea. Not only is it a fun and nicely satirical idea, it is an amusing story as well. Go to Comment
After reading this, I was very glad I logged in today. This is absolutely brilliant -- funny and well-written, and immediately usable. Allowing the creation of nine copies of a single note is a good quip at modern banking practice, which commonly loans out ten times the money that a bank actually possesses. If I ever run a pirate game, this is making an appearance. Great first sub, and I look forward to seeing more from you! Go to Comment
This is a really excellent first sub. Congrats! I agree with what the others said. This is entertaining and creative.
My only quibble here is that these are pirates... people who make a life out of taking from others despite the risk of execution if caught. I'd expect to see numerous attempts at gaming the system. Go to Comment
The pirates realize (as stated by Peersquint) that confidence in the system is paramount. If the system is gamed the notes start to be devalued until they are as worthless as the fraudulent maps that went before. Hence the draconian Code of Conduct.
Also, I found it ironic that a Banking system similar to our own might be based on the machinations of a Pirate Guild.
But pirates are pirates and I guess that attempts would be made… and might even be the basis of a plot hook! Go to Comment
Or, the Maritime Bank may suspect that a scheme is afoot that would undermine confidence in the currency and hires the PCs to identify the perpetrators and bring them to 'justice'. Lots of moral dilemmas about helping pirates — even if they're semi-respectable. Go to Comment
When was the last time a character caught a cold or flu? Real people get them every now and again even with solid heating and dry interiors. Your characters are out in the cold and wet, and even inside is not always dry and warm. Imagine having to stop your dungeon crawl, sitting in a tight defensive position, while you all are feverish.