Because, after a while, even the oldest adventurer will need a place to settle as he grows tired.
City of Kings, City of Angels! Baisaltir welcomes all!
Inns and taverns give everyday citizens somewhere to go to relieve the stress of a hard day, to meet with friends, and to get stinking drunk.
Each town has a House of the King. This is the main one, and by far the largest, set in the heart of the capitol's temple district.
Armour should not just be for protection. It should tell a story, your story!
A set of basic things to remember that will aid your description of the places your players are in.
Something to keep your party on their toes.
A selection of chance encounters that can take place in any large town or city.
A possible answer to what happens to spells when a mage dies. If the spell is strong enough, say and enchantment or other permenant effect, part of the mages spirit may become lodged in the magic. It may be a way for items to gain some kind of intelligence, but a mage who has knowledge of this fact would be very hesitant about enchanting anyone or thing. He might have other plans for his afterlife than counting the change in your bag of holding.
Preists, I think, would have this sort of thing covered.