A natural stone with a hole in the center and gift from the earth to the lucky finder.
A totally throw away .. cannon fodder ..shove it in the mouth of the monster and run for it type of character. Useful though for ‘taken with a pound of salt’ information and running small unsavory errands.
The Akhal-Teke is a real horse breed that develops a metallic golden coat. A more fantastic version could have a coat the color of pure gold, or silver making the horse appear to be made of the precious metal.